Frequently Asked Questions

Honest answers to the questions homeowners ask us most.

The Offer

Your Questions, Answered

How quickly can I get a cash offer?

Within 12 hours of your initial inquiry. We review the property, run comparable sales, and present a written offer — usually the same day or the next morning.

Do I need to make any repairs before selling?

Absolutely not. We buy houses as-is — foundation issues, roof damage, outdated kitchens, hoarder situations, fire damage. You don't touch a thing. Our offer already accounts for the property's condition.

How is your offer calculated?

We look at comparable sales in your neighborhood, the property's current condition, and the local Louisville market. Our offer reflects a fair price that works for both sides — we're not here to steal your home. We make money by renovating and reselling or holding as rentals, so we need the numbers to work — but we're also transparent about that.

Are there any fees or commissions?

None. No agent commissions, no closing costs, no hidden fees. The offer we make is the amount you receive at closing. We cover all standard transaction costs.

How fast can we actually close?

As fast as 7 days in most cases. Because we use cash — no bank, no loan approval — the only timeline dependencies are title search and your availability. If you need more time, we can close in 30, 45, or 60 days. You set the date.

Is my home too distressed for you to buy?

Probably not. We've bought homes with serious structural issues, homes that flooded, homes full of belongings from an estate, and homes that sat vacant for years. Call us and describe the situation — we'll let you know honestly if it's something we can work with.

Will you buy my home if it has tenants in it?

Yes. We can buy with tenants in place. You don't have to go through an eviction before selling.

What if I still owe money on my mortgage?

That's completely normal. At closing, your existing mortgage is paid off from the sale proceeds first, and you receive the remainder. As long as you have some equity in the home, this is a straightforward transaction.

Do I have to accept the offer?

Never. Our offer is completely no-obligation. You're free to take your time, compare it with other options, or decline entirely. There's no pressure and no hard feelings.

Are you licensed real estate professionals?

Yes. Our team includes licensed real estate professionals in Kentucky. We operate transparently and in compliance with all applicable state laws and disclosure requirements.

What if I'm behind on payments or facing foreclosure?

This is one of the situations we help with most. If you're behind on payments, there may still be time to sell before the bank forecloses. Call us immediately at 502-205-5314 — time matters in these situations.

What areas do you buy in?

We primarily buy in Louisville and Jefferson County, but also purchase in surrounding communities including Jeffersontown, Shively, St. Matthews, Bardstown, and southern Indiana (Jeffersonville, Clarksville, New Albany). Not sure if your area qualifies? Call us.

Still Have Questions?

Call us directly and talk to a real person on our Louisville team.

📞 502-205-5314

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